Is life insurance a scam? The only stories that go viral are the ones where something went wrong, but when your policy is set up properly and underwritten upfront, over 99 percent of claims in Canada are paid out with no issue. Denials usually happen with lender mortgage insurance or group plans that only underwrite you when you make a claim. Real life insurance protects you because your approval happens before anything ever goes wrong. It’s one of the most reliable financial safety nets for Can
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